
If you've been involved in a car accident in Tampa, you need legal representation you can count on. Auto accidents can lead to serious personal injury, large medical bills, and time away from work. When injuries upend your life, our Tampa car accident lawyers take charge. We handle the legal battle for full compensation so you can concentrate on getting better.
Our Tampa Car Accident Lawyers Defend Your Rights
At Fiol & Morros Law Group, we specialize in assisting victims of car accidents throughout Tampa. Whether pursuing a wrongful death claim or a traumatic brain injury case, we fight to recover every dollar you're owed. Our understanding of personal injury claims helps us tailor your case for the best possible outcome. Whether pursuing a wrongful death claim or a traumatic brain injury case, we fight to recover every dollar you're owed - for medical costs, lost earnings, and your suffering.
Our car accident attorney team understands that every motor vehicle accident is unique. We take the time to understand your specific case. We collaborate closely with healthcare professionals and specialists in accident reconstruction. This helps us build the strongest possible case for our clients.
Understanding Car Accident Laws in Florida

Florida is a no-fault state. Your Personal Injury Protection (PIP) covers initial costs regardless of who caused the crash. However, if your injuries are serious, we can help you step outside the no-fault system to pursue a personal injury lawsuit., We make them follow through properly. This happens no matter who caused the crash. This coverage falls under your Personal Injury Protection (PIP) benefits. Florida's no-fault system requires all drivers to maintain a minimum $10,000 PIP coverage for medical expenses after crashes.
According to Florida Statutes Section 316.065, drivers are required to report crashes involving injuries or deaths to law enforcement. Florida’s Highway Safety Department enforces crash reporting rules, but we handle all the paperwork for you. When injuries are serious enough, you can break free from Florida's no-fault limits and seek full compensation from the at-fault party.
While PIP helps with 80% of medical costs and 60% of lost income, the $10,000 cap often leaves devastating gaps in serious injury cases. These $10,000 limits often prove inadequate for traumatic brain injuries or severe accidents. When PIP falls short, our experienced car accident attorneys fight to recover what you’re truly owed. They can help you pursue additional compensation through a personal injury lawsuit.
The Function of Insurance Firms in Automobile Accident Claims
Insurance companies play a central role in every auto accident case. However, their interests may not always align with yours. While they're required to provide Personal Injury Protection benefits, insurance companies are, by nature, businesses.
Insurance adjusters are trained to protect their company’s bottom line. Our attorneys know their tactics—and how to effectively counter them. For tips on handling early offers, visit our Florida hit-and-run guide.
Our car accident attorney team has extensive experience dealing with insurance companies. We know how to counter their strategies. Our track record proves we deliver maximum compensation for accident injuries - we won't settle for less than you deserve. Insurance companies employ teams of attorneys dedicated to safeguarding their interests. You need an experienced car accident attorney to level the playing field.
Common Causes of Car Accidents in Tampa

Tampa traffic accidents happen for many reasons. Negligent behaviors like texting while driving, drunk driving, and excessive speeding cause the most serious crashes we handle. Poor road conditions and reckless behavior can turn minor mistakes into major crashes. On busy roads like Interstate 275 and the Veterans Expressway, one bad decision can lead to a life-changing injury.
From distracted driving to poor road conditions, we see it all. Our team examines crash data, road hazards, and police reports to pinpoint fault. We also rely on the Department of Highway Safety & Motor Vehicles reports to support your claim.
Florida's Highway Safety Department meticulously tracks crash data, which we use to strengthen your case. This data helps us understand risk factors and build stronger cases for our clients. Weather conditions, construction zones, and heavy traffic all contribute to motor vehicle accident risks in the Tampa Bay area.
Distracted Driving
Texting, eating, and using a phone behind the wheel are the top causes of distracted driving accidents. These careless acts take a driver's eyes off the road. Distracted driving crashes have skyrocketed in the smartphone era. Our attorneys access cell phone records and crash scene photos to show how driver inattention led to your crash. We also use accident reconstruction experts to show how distraction contributed to your auto accident.
Driving Under the Influence (DUI)
DUI-related crashes often lead to serious injuries and wrongful death. The intake of alcohol and drugs has a detrimental impact on both reaction time and decision-making. This makes these drivers extremely dangerous. Florida has strict DUI laws. Impaired drivers cause some of the worst injuries. Visit our DUI crash consequences breakdown to understand your rights in cases involving intoxication or medical negligence.
Speeding and Reckless Driving
Exceeding the speed limit reduces the time available for drivers to respond to potential dangers. It increases the force of impact during an auto accident. It's especially dangerous on Tampa's busy highways, where traffic moves at high speeds. Reckless drivers put others at risk. When they cause harm, they must be held responsible. Our car accident attorney team uses traffic camera footage and witness statements. We also use expert testimony to prove speeding and reckless behavior. For a full breakdown of what to do, visit our article on navigating the legal maze after a motorcycle accident—many of the steps apply to car crashes too.,
Steps to Take After a Car Accident in Tampa
After a car accident, the steps you take immediately can determine the success of your injury claim and your recovery. The moments that occur after a motor vehicle accident are vital for safeguarding both your health and your legal rights. Taking the right actions promptly helps establish a solid foundation for compensation while ensuring you receive the proper medical care. Here's what you need to do after an auto accident in Tampa.
Seek Medical Attention Immediately
Don't wait to get medical care, even if you feel fine initially. Some injuries, like whiplash or traumatic brain injury, may not show symptoms immediately. Delayed treatment could affect your ability to file a personal injury claim. It may also give insurance companies ammunition to argue that your injuries weren't serious.
Keep detailed records of all medical visits. Document treatment plans, prescriptions, and therapy sessions. These records will be crucial evidence in your case. If your injuries require ongoing treatment, your car accident attorney will work with medical professionals. They'll document your future medical needs.
Documenting the Accident
Photos, videos, police reports, and witness names are all vital pieces of evidence. According to Florida law, a report must be filed for any accident that results in injury, death, or property damage that exceeds $500. The Florida Department of Highway Safety & Motor Vehicles is responsible for maintaining these reports. They become important evidence in your case.
Proper documentation makes your case stronger. It helps your car accident attorney build a compelling argument for compensation. Modern smartphones make it easier than ever to document accident scenes. However, many people are too shaken after a motor vehicle accident to think clearly about evidence collection.
Types of Injuries Caused by Car Accidents

Car accidents can result in a wide range of injuries. Injuries can range from whiplash to traumatic brain injury. Our attorneys frequently handle spinal injury and TBI cases requiring long-term rehab. We collaborate with your medical team to ensure every cost is covered.
Whether you have minor injuries or life-altering trauma, we handle every car accident case with the same relentless dedication. We handle everything from minor soft tissue injuries to catastrophic conditions requiring lifetime care.
Traumatic Brain Injuries (TBI)
Traumatic brain injury represents one of the gravest outcomes resulting from motor vehicle accidents. Traumatic brain injury represents one of the gravest outcomes resulting from motor vehicle accidents. TBIs can impact speech, memory, and cognitive function. Even what seems like a mild concussion can have serious long-term effects. These effects can affect a person's ability to work and maintain relationships.
The effects of traumatic brain injury often aren't immediately apparent. This is why prompt medical attention after any auto accident is so important. Our car accident attorney team works with neurologists and other specialists. We document the full impact of traumatic brain injury on our clients' lives. We help clients recover compensation for all required medical care and rehabilitation.
Spinal Cord Injuries
Spinal cord injuries from motor vehicle accidents often require lifelong medical support. They can result in partial or complete paralysis. Victims may lose mobility and suffer chronic pain. The lifetime cost of caring for someone with a spinal cord injury can exceed millions of dollars.
We work to recover damages for hospital bills, therapy, and ongoing care. We also pursue compensation for medical equipment and home modifications. Our car accident attorney team understands the complex medical and financial aspects of spinal cord injury cases.
How to File a Car Accident Claim in Tampa
Filing a car accident claim means dealing with insurance companies and complex paperwork. In Florida, most claims start with your own Personal Injury Protection insurance. But if your injuries are serious, you may need to file a lawsuit against the other driver. Florida Statutes Section 95.11(3)(a) sets the deadline at two years to file most personal injury claims.
Our personal injury attorneys manage every step of this process. We handle all communication with insurance companies. We gather the necessary evidence and work with medical providers. We also ensure all deadlines are met. The claims process can be overwhelming when you're trying to recover from injuries.
No-Fault Insurance in Florida
Florida's no-fault law requires you to turn to your Personal Injury Protection coverage first. This happens regardless of who is at fault for the auto accident. PIP covers healthcare costs and income loss up to the policy's maximum. This is typically $10,000 for most drivers. However, this amount is often insufficient to cover the costs of serious injuries.
In cases of severe injuries that satisfy Florida's "serious injury threshold," it is possible to exit the no-fault system. You may pursue complete compensation from the driver who is at fault. This threshold includes permanent injury, significant scarring, or death. The statute of limitations in Florida is two years for most car crash claims. Don’t wait—read our detailed article on filing claims on behalf of others.
Proving Fault in a Car Accident
When a case exceeds the scope of no-fault insurance, proving fault becomes crucial. We use advanced accident reconstruction to demonstrate fault. Witness testimony, skid marks, and vehicle damage all help tell your story.
Detailed crash reports are managed by Florida’s Highway Safety and Motor Vehicles Department. These often contain crucial evidence. We also work with accident reconstruction experts. They can analyze skid marks, vehicle damage, and other physical evidence to determine the cause of the accident. This helps determine exactly how an auto accident occurred.
Medical Malpractice in Car Accident Cases

When ER errors worsen your injuries, you may have a medical malpractice claim in addition to your auto injury case. When medical malpractice compounds the injuries from an auto accident, victims may have claims against both the at-fault driver and the healthcare providers.
Our car accident attorney team has experience handling complex cases. We handle both motor vehicle accidents and medical malpractice. We work with medical experts to identify when healthcare providers have fallen below the standard of care.
Compensation for Car Accident Victims in Tampa
Car accident victims in Tampa may be eligible for multiple types of compensation. This goes beyond what Personal Injury Protection provides. This includes money for medical care, lost wages, pain and suffering, and property damage. Some cases also involve future treatment costs and reduced earning capacity.
We work to recover full damages so clients can focus on recovery. The goal is to make you whole again. We want to restore you to the position you would have been in if the auto accident had never occurred.
Medical Bills and Rehabilitation Costs
Medical claims after a car accident can be enormous. This applies particularly to traumatic brain injuries and similar severe conditions. Rehabilitation, hospital stays, surgery, and doctor visits add up quickly. We help ensure all your medical bills are covered through the claim. This includes future medical expenses that may be needed for ongoing care.
For victims of traumatic brain injury, medical costs can continue for years. We collaborate with healthcare professionals to forecast future medical demands. We ensure these costs are included in any settlement or court award.
Lost Wages and Earning Capacity
If your injury keeps you from working, we help you recover lost income. We pursue compensation from both your Personal Injury Protection benefits and any additional compensation available through a lawsuit. If your injury limits your ability to work, we seek compensation for your future lost income. This is particularly important in cases involving traumatic brain injury.
Why Choose Our Tampa Car Accident Lawyers?

Fiol & Morros Law Group has years of experience handling car accident claims in Tampa. We take on insurance companies and fight for your full recovery. Our lawyers have handled a wide range of cases, including trucking accidents, railroad accidents, and medical malpractice claims arising from car crashes.
We treat each case with care and work on a contingency basis. You don't pay unless we win. We are experts in personal injury law. We will be with you at every step of the process. Our car accident attorney team has the resources and experience to handle even the most complex motor vehicle accident cases.
Frequently Asked Questions
What should I do immediately after a car accident in Tampa?
Get medical help first, even if you don't think you're seriously injured. Document the scene with photos and gather witness details. Call a car accident attorney as soon as possible. Don't give recorded statements to insurance companies without legal representation.
How long do I have to file a car accident claim in Florida?
Under Florida Statutes Section 95.11(3)(a), you have two years to file a personal injury claim for most motor vehicle accidents. However, it's essential to act quickly because evidence can disappear, and witnesses' memories can fade.
Will my Personal Injury Protection cover all of my expenses after a car accident?
PIP covers part of your costs, but it has limited coverage amounts. For major injuries like traumatic brain injury, you may need to take legal action. This provides you with full compensation beyond what PIP offers.
How do I prove fault in a car accident case?
Your car accident attorney will gather crash reports from the Florida Department of Highway Safety & Motor Vehicles. They'll also collect witness statements, expert testimony, and other proof to build your case.
Can I sue for pain and suffering in a car accident case?
Yes, especially if your injuries meet Florida's threshold for serious injury. These non-economic damages can be significant. This is particularly true in cases involving traumatic brain injury or other life-altering conditions.
How much will a car accident lawyer in Tampa cost?
We work on a contingency fee basis. You don't pay attorney fees unless we win your case. This means you can get experienced legal representation without worrying about upfront costs.
Contact Our Tampa Car Accident Lawyers for a Free Consultation

If you've been injured in a car accident in Tampa, contact Fiol & Morros Law Group today. We offer a free consultation and work on a "No Fees Unless We Win" basis. Let us protect your rights and help you recover the compensation you are entitled to. Our experienced car accident attorney team is ready to fight insurance companies on your behalf. We'll get you the full compensation you need to recover from your motor vehicle accident.
Don't wait to get the legal help you need. Insurance companies start working on your case immediately. You should, too. Call now to get started with a trusted Tampa car accident lawyer.





