{"id":2731,"date":"2026-11-09T01:30:00","date_gmt":"2026-11-09T06:30:00","guid":{"rendered":"https:\/\/www.fiolinjurylaw.com\/en\/?p=2731"},"modified":"2026-11-08T19:34:41","modified_gmt":"2026-11-09T00:34:41","slug":"rental-car-accident-florida","status":"publish","type":"post","link":"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/","title":{"rendered":"Rental Car Accidents in Florida: Who Pays When a Rental Car Is Involved?"},"content":{"rendered":"<style id=\"article-heading-spacing\">body.postid-2731 .main-h1,body.postid-2731 .main-h1 span,body.postid-2731 .ct-inner-content h2,body.postid-2731 .ct-inner-content h3{text-align:left!important;text-align-last:auto!important;word-spacing:normal!important;letter-spacing:normal!important}<\/style>\n<style>body.single .block-fact{display:none!important}<\/style>\n<p><strong>Short answer:<\/strong> When a rental car is involved in a Florida crash, the driver who caused it is responsible, but the rental company usually is not, because the federal Graves Amendment protects rental businesses from liability for their customers\u2019 driving unless the company itself was negligent, for example by renting out a car with a known defect. Compensation therefore usually comes from the renter\u2019s own auto policy, any liability coverage bought at the counter, the injured person\u2019s PIP, and uninsured motorist coverage.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Key_takeaways\" >Key takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Why_rental_car_crashes_are_different\" >Why rental car crashes are different<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Floridas_dangerous_instrumentality_rule_and_the_Graves_Amendment\" >Florida\u2019s dangerous instrumentality rule and the Graves Amendment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#When_the_rental_company_can_still_be_responsible\" >When the rental company can still be responsible<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Which_insurance_pays_if_you_were_hit_by_a_rental_car\" >Which insurance pays if you were hit by a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Why_the_details_at_the_scene_matter_more\" >Why the details at the scene matter more<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#If_you_were_driving_the_rental_car\" >If you were driving the rental car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Rideshare_and_peer-to-peer_rentals\" >Rideshare and peer-to-peer rentals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#What_to_do_after_a_rental_car_accident\" >What to do after a rental car accident<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Frequently_asked_questions\" >Frequently asked questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Is_the_rental_company_liable_if_its_customer_hit_me\" >Is the rental company liable if its customer hit me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Does_the_renters_personal_insurance_cover_a_rental_car\" >Does the renter\u2019s personal insurance cover a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#What_if_a_tourist_in_a_rental_car_hit_me\" >What if a tourist in a rental car hit me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Does_my_credit_card_cover_injuries_in_a_rental_car_crash\" >Does my credit card cover injuries in a rental car crash?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Talk_with_Fiol_Morros\" >Talk with Fiol &amp; Morros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#Sources\" >Sources<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Key_takeaways\"><\/span>Key takeaways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Florida normally makes vehicle owners liable for anyone they let drive, but federal law (49 U.S.C. \u00a7 30106) carves out rental and leasing companies.<\/li>\n<li>A rental company can still be liable for its own negligence, such as poor maintenance or an unrepaired safety recall.<\/li>\n<li>The renter\u2019s personal auto policy often extends to a rental car, subject to its terms.<\/li>\n<li>Credit card rental benefits usually cover damage to the rental car, not injuries to other people.<\/li>\n<li>Tourists and out-of-state renters raise special coverage questions, so get the rental agreement early.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_rental_car_crashes_are_different\"><\/span>Why rental car crashes are different<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tampa Bay sees heavy rental traffic from Tampa International Airport, cruise terminals and visitors to the beaches. Drivers unfamiliar with local roads may brake suddenly, miss exits or make last-second turns. When one of them causes a crash, the first question is often whether the rental company is responsible. In Florida, the answer is usually no, which changes where compensation comes from.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Floridas_dangerous_instrumentality_rule_and_the_Graves_Amendment\"><\/span>Florida\u2019s dangerous instrumentality rule and the Graves Amendment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Under Florida\u2019s dangerous instrumentality doctrine, the owner of a vehicle is generally liable when someone they allow to drive it causes a crash. Rental companies once faced that liability too, within limits set in \u00a7 324.021. In 2005 Congress passed the Graves Amendment, 49 U.S.C. \u00a7 30106, which says a business that rents or leases vehicles is not liable just because it owns the vehicle, as long as there is no negligence or criminal wrongdoing by the company. Florida courts have held that the Graves Amendment overrides Florida\u2019s owner-liability rule for rental and leasing businesses.<\/p>\n<figure class=\"wp-block-image\" style=\"margin:24px 0\"><img decoding=\"async\" src=\"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/empty-rental-car-counters-airport.jpg\" alt=\"Empty rental car counters inside an airport\" loading=\"lazy\" style=\"width:100%;height:auto;border-radius:6px\"><figcaption style=\"font-size:13px;color:#666\">Photo: <a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:Rental_Car_Counter_Ghost_Town_(7220424168).jpg\">Atomic Taco from Seattle, WA, USA<\/a>, <a href=\"https:\/\/creativecommons.org\/licenses\/by-sa\/2.0\">CC BY-SA 2.0<\/a>, via Wikimedia Commons<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"When_the_rental_company_can_still_be_responsible\"><\/span>When the rental company can still be responsible<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Graves Amendment does not protect a rental company from its own negligence. A claim may be possible when:<\/p>\n<ul>\n<li>The car had worn brakes, bad tires or other problems the company knew or should have known about.<\/li>\n<li>A safety recall had been issued and the company rented the car without the repair.<\/li>\n<li>The company\u2019s own employee caused the crash while driving a company car.<\/li>\n<\/ul>\n<p>These claims depend on maintenance and recall records, so ask for them early. You can check a vehicle\u2019s open recalls with its VIN on the NHTSA recall site.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which_insurance_pays_if_you_were_hit_by_a_rental_car\"><\/span>Which insurance pays if you were hit by a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>Your own PIP<\/strong> pays first for a share of medical bills and lost income if you have a Florida auto policy, no matter who caused the crash.<\/li>\n<li><strong>The renter\u2019s liability coverage.<\/strong> The renter\u2019s personal auto policy often covers them in a rental car, and they may have bought supplemental liability insurance at the counter. Florida requires rental vehicles to meet financial responsibility rules, but the minimums can be low.<\/li>\n<li><strong>Your uninsured or underinsured motorist coverage<\/strong> can help when the renter has little or no coverage; see <a href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/uninsured-driver-accident-florida\/\">what happens when the other driver is uninsured<\/a>.<\/li>\n<\/ol>\n<p>To claim pain and suffering against the at-fault driver, Florida generally requires an injury that meets the threshold in \u00a7 627.737.<\/p>\n<figure class=\"wp-block-image\" style=\"margin:24px 0\"><img decoding=\"async\" src=\"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg\" alt=\"Airport terminal signs pointing travelers to rental cars\" loading=\"lazy\" style=\"width:100%;height:auto;border-radius:6px\"><figcaption style=\"font-size:13px;color:#666\">Photo: <a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:Signs_to_Car_Rental_Counter_Charleston_Airport_AutoRentals.jpg\">AutoRentals<\/a>, <a href=\"https:\/\/creativecommons.org\/licenses\/by-sa\/4.0\">CC BY-SA 4.0<\/a>, via Wikimedia Commons<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Why_the_details_at_the_scene_matter_more\"><\/span>Why the details at the scene matter more<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many renters are visitors who fly home within days. If you only write down the license plate, you may later learn that the plate belongs to a rental fleet and the company will not share its customer\u2019s information without a formal request. Getting the driver\u2019s own name, address and insurance card at the scene, and the rental agreement number, can save weeks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"If_you_were_driving_the_rental_car\"><\/span>If you were driving the rental car<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If another driver hit you while you were in a rental car, your claim is against that driver, just as it would be in your own car. Florida residents usually look first to their own PIP. Out-of-state visitors may have coverage from their home policy, and the rules can differ. If you caused the crash, your personal auto policy and any coverage you bought from the rental company will matter, and credit card benefits usually cover damage to the car, not injuries to other people. Read the rental agreement and keep every document the company gives you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rideshare_and_peer-to-peer_rentals\"><\/span>Rideshare and peer-to-peer rentals<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Cars rented through app-based services or used for rideshare driving can involve different policies. A rideshare driver in a rental car may be covered by the rideshare company\u2019s policy depending on whether the app was on and a ride was accepted. See <a href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/what-to-do-if-an-uber-or-lyft-hit-your-car\/\">what to do if an Uber or Lyft hits your car<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_do_after_a_rental_car_accident\"><\/span>What to do after a rental car accident<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Call police, get medical care and ask for the crash report.<\/li>\n<li>Photograph the rental car\u2019s plate, the barcode or fleet number, and the damage.<\/li>\n<li>Get the renter\u2019s name, home address, driver license and personal insurance information, plus the rental company\u2019s name and agreement number.<\/li>\n<li>Talk to witnesses, especially if the renter is a tourist who may leave the state.<\/li>\n<li>Notify your own insurer and see a doctor within 14 days to protect PIP benefits.<\/li>\n<li>Do not sign a release from the rental company or its claims administrator until you understand your rights.<\/li>\n<\/ol>\n<p>Most Florida injury claims must be filed within two years under \u00a7 95.11, and finding an out-of-state renter can take time, so start early.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_rental_company_liable_if_its_customer_hit_me\"><\/span>Is the rental company liable if its customer hit me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Usually not. The federal Graves Amendment protects rental and leasing businesses from liability based only on ownership. The company can still be liable for its own negligence, such as renting a car with a known defect or unrepaired recall.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_renters_personal_insurance_cover_a_rental_car\"><\/span>Does the renter\u2019s personal insurance cover a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Often, yes, but it depends on the policy. Many personal auto policies extend liability coverage to rental cars, and renters may also buy supplemental liability insurance at the counter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_if_a_tourist_in_a_rental_car_hit_me\"><\/span>What if a tourist in a rental car hit me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Your claim is against the driver and their insurance, which may be an out-of-state policy. Your own PIP and uninsured motorist coverage can help, so collect the driver\u2019s information and the rental agreement number at the scene.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_my_credit_card_cover_injuries_in_a_rental_car_crash\"><\/span>Does my credit card cover injuries in a rental car crash?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Usually not. Credit card rental benefits typically cover damage to or theft of the rental car, not injuries to you or other people.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Talk_with_Fiol_Morros\"><\/span>Talk with Fiol &amp; Morros<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If a rental car crash hurt you in Tampa or anywhere in Florida, we can identify the renter\u2019s coverage and investigate whether the rental company did anything wrong. Learn more on our <a href=\"https:\/\/www.fiolinjurylaw.com\/en\/tampa-car-accident-lawyer\/\">Tampa car accident lawyer<\/a> page. Call Fiol &amp; Morros Law Group at <a href=\"tel:+18132236773\">(813) 223-6773<\/a> or use the <a href=\"https:\/\/www.fiolinjurylaw.com\/en\/contact-us\/\">contact page<\/a> for a free consultation. The office is at 1515 N Marion St, Tampa, FL 33602.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Sources\"><\/span>Sources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/49\/30106\">49 U.S.C. \u00a7 30106 (Graves Amendment)<\/a><\/li>\n<li><a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/324.021\">Florida Statutes \u00a7 324.021 (vehicle owner and rental definitions)<\/a><\/li>\n<li><a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/627.736\">Florida Statutes \u00a7 627.736 (PIP benefits)<\/a><\/li>\n<li><a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/627.737\">Florida Statutes \u00a7 627.737 (tort exemption and injury threshold)<\/a><\/li>\n<li><a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/95.11\">Florida Statutes \u00a7 95.11 (limitations periods)<\/a><\/li>\n<li><a href=\"https:\/\/www.nhtsa.gov\/recalls\">NHTSA: Check for vehicle recalls<\/a><\/li>\n<\/ul>\n<p><em>This article is general educational information, not legal advice. Insurance policies and case facts differ, and no outcome is guaranteed. Reading it does not create an attorney-client relationship.<\/em><\/p>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"@id\": \"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/#faq\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Is the rental company liable if its customer hit me?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Usually not. The federal Graves Amendment protects rental and leasing businesses from liability based only on ownership. The company can still be liable for its own negligence, such as renting a car with a known defect or unrepaired recall.\"}}, {\"@type\": \"Question\", \"name\": \"Does the renter\u2019s personal insurance cover a rental car?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Often, yes, but it depends on the policy. Many personal auto policies extend liability coverage to rental cars, and renters may also buy supplemental liability insurance at the counter.\"}}, {\"@type\": \"Question\", \"name\": \"What if a tourist in a rental car hit me?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Your claim is against the driver and their insurance, which may be an out-of-state policy. Your own PIP and uninsured motorist coverage can help, so collect the driver\u2019s information and the rental agreement number at the scene.\"}}, {\"@type\": \"Question\", \"name\": \"Does my credit card cover injuries in a rental car crash?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Usually not. Credit card rental benefits typically cover damage to or theft of the rental car, not injuries to you or other people.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.<\/p>\n","protected":false},"author":15,"featured_media":2726,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rental Car Accident in Florida: Who Pays? | Fiol &amp; Morros<\/title>\n<meta name=\"description\" content=\"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rental Car Accident in Florida: Who Pays? | Fiol &amp; Morros\" \/>\n<meta property=\"og:description\" content=\"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/\" \/>\n<meta property=\"og:site_name\" content=\"Fiol &amp; Morros Law Group: Accident &amp; Injury Lawyers\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-09T06:30:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Todd Wiseman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Todd Wiseman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/\"},\"author\":{\"name\":\"Todd Wiseman\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/#\\\/schema\\\/person\\\/0b74086ba08f6a78d37509a27eb1f76e\"},\"headline\":\"Rental Car Accidents in Florida: Who Pays When a Rental Car Is Involved?\",\"datePublished\":\"2026-11-09T06:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/\"},\"wordCount\":1266,\"image\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/airport-signs-to-rental-cars.jpg?wsr\",\"articleSection\":[\"Car Accidents\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/\",\"url\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/\",\"name\":\"Rental Car Accident in Florida: Who Pays? | Fiol & Morros\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/airport-signs-to-rental-cars.jpg?wsr\",\"datePublished\":\"2026-11-09T06:30:00+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/#\\\/schema\\\/person\\\/0b74086ba08f6a78d37509a27eb1f76e\"},\"description\":\"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/airport-signs-to-rental-cars.jpg?wsr\",\"contentUrl\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/airport-signs-to-rental-cars.jpg?wsr\",\"width\":1920,\"height\":1440,\"caption\":\"Photo: AutoRentals, CC BY-SA 4.0, via Wikimedia Commons\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/blog\\\/rental-car-accident-florida\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rental Car Accidents in Florida: Who Pays When a Rental Car Is Involved?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/#website\",\"url\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/\",\"name\":\"Fiol &amp; Morros Law Group: Accident &amp; Injury Lawyers\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fiolinjurylaw.com\\\/#\\\/schema\\\/person\\\/0b74086ba08f6a78d37509a27eb1f76e\",\"name\":\"Todd Wiseman\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g\",\"caption\":\"Todd Wiseman\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rental Car Accident in Florida: Who Pays? | Fiol & Morros","description":"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/","og_locale":"en_US","og_type":"article","og_title":"Rental Car Accident in Florida: Who Pays? | Fiol & Morros","og_description":"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.","og_url":"https:\/\/www.fiolinjurylaw.com\/en\/blog\/rental-car-accident-florida\/","og_site_name":"Fiol &amp; Morros Law Group: Accident &amp; Injury Lawyers","article_published_time":"2026-11-09T06:30:00+00:00","og_image":[{"width":1920,"height":1440,"url":"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg","type":"image\/jpeg"}],"author":"Todd Wiseman","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Todd Wiseman","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#article","isPartOf":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/"},"author":{"name":"Todd Wiseman","@id":"https:\/\/www.fiolinjurylaw.com\/#\/schema\/person\/0b74086ba08f6a78d37509a27eb1f76e"},"headline":"Rental Car Accidents in Florida: Who Pays When a Rental Car Is Involved?","datePublished":"2026-11-09T06:30:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/"},"wordCount":1266,"image":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg?wsr","articleSection":["Car Accidents"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/","url":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/","name":"Rental Car Accident in Florida: Who Pays? | Fiol & Morros","isPartOf":{"@id":"https:\/\/www.fiolinjurylaw.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#primaryimage"},"image":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg?wsr","datePublished":"2026-11-09T06:30:00+00:00","author":{"@id":"https:\/\/www.fiolinjurylaw.com\/#\/schema\/person\/0b74086ba08f6a78d37509a27eb1f76e"},"description":"Hit by a rental car or hurt while driving one in Florida? Learn how the Graves Amendment limits rental company liability and which insurance pays for injuries.","breadcrumb":{"@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#primaryimage","url":"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg?wsr","contentUrl":"https:\/\/www.fiolinjurylaw.com\/wp-content\/uploads\/2026\/11\/airport-signs-to-rental-cars.jpg?wsr","width":1920,"height":1440,"caption":"Photo: AutoRentals, CC BY-SA 4.0, via Wikimedia Commons"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fiolinjurylaw.com\/blog\/rental-car-accident-florida\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fiolinjurylaw.com\/"},{"@type":"ListItem","position":2,"name":"Rental Car Accidents in Florida: Who Pays When a Rental Car Is Involved?"}]},{"@type":"WebSite","@id":"https:\/\/www.fiolinjurylaw.com\/#website","url":"https:\/\/www.fiolinjurylaw.com\/","name":"Fiol &amp; Morros Law Group: Accident &amp; Injury Lawyers","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fiolinjurylaw.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.fiolinjurylaw.com\/#\/schema\/person\/0b74086ba08f6a78d37509a27eb1f76e","name":"Todd Wiseman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8bdd7f90d56bd4343ac9c12fba74de8f3ab6bc344e8f1d74dcdd30b3128c900e?s=96&d=mm&r=g","caption":"Todd Wiseman"}}]}},"_links":{"self":[{"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/posts\/2731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/comments?post=2731"}],"version-history":[{"count":2,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/posts\/2731\/revisions"}],"predecessor-version":[{"id":2741,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/posts\/2731\/revisions\/2741"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/media\/2726"}],"wp:attachment":[{"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/media?parent=2731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/categories?post=2731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiolinjurylaw.com\/en\/wp-json\/wp\/v2\/tags?post=2731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}