1515 N Marion St
Tampa, Fl 33602
A car accident can change your life in seconds. Whether it’s a minor fender bender or a major crash, the injuries, stress, and medical bills can be overwhelming. Many accident victims in Orlando don’t know where to turn for help, especially when dealing with insurance companies and unpaid medical expenses. This is where having a trusted personal injury lawyer becomes so important.
Fiol and Morros Law Group helps accident victims in Central Florida get the compensation they deserve. Our Orlando car accident lawyer understands Florida laws, insurance company tactics, and the details of motor vehicle accidents.
We help with everything from collecting medical records and handling insurance adjusters to filing personal injury lawsuits when needed. If you’ve been hurt in a crash, our law firm is ready to fight for your rights and guide you through the legal process.
Understanding the number of car accidents and injury rates in Florida helps highlight the risks drivers face every day. The following data shows how serious the problem is statewide and in Orlando.
Many car accidents in Orlando are caused by careless or risky driving behaviors. Some drivers ignore traffic rules or drive while distracted, while others may be speeding or under the influence. These actions often lead to serious injuries, high medical bills, and long-term problems.
Some of the most common reasons crashes happen on Orlando roads are:
Distracted driving happens when someone takes their eyes or mind off the road, even for a few seconds. This can include texting, checking a GPS, eating, or adjusting the radio. It only takes one quick distraction to miss a stop sign or rear-end another car. Distracted driving is a growing problem in Florida and is one of the top causes of motor vehicle accidents.
Driving under the influence of alcohol or drugs slows down reaction time and affects judgment. Drunk drivers often run red lights, speed, or drift into other lanes. These crashes are usually very serious and often lead to traumatic brain injuries or wrongful death. Florida laws allow strict penalties for drunk drivers, especially if someone is hurt.
When drivers go above the speed limit or weave through traffic, they put everyone at risk. Speeding makes it harder to stop in time or avoid road hazards. Reckless driving can include running red lights, not using signals, or making unsafe lane changes. These actions often lead to high-impact crashes and severe injuries like broken bones or spinal cord injuries.
Following too closely behind another car gives drivers very little time to stop if traffic suddenly slows down. Tailgating is a common cause of rear-end crashes, especially during rush hour in Central Florida. These types of accidents often result in whiplash or neck injuries that may seem minor at first but get worse over time.
Heavy rain, fog, and wet roads can make driving dangerous. Florida’s sudden storms often reduce visibility and increase stopping distances. When drivers do not adjust their speed during bad weather, they can lose control or cause a chain-reaction crash. Weather-related accidents are especially common on highways and near intersections.
Car accidents can cause a wide range of injuries, from mild soreness to permanent damage. Some injuries may not show up right away but can get worse over time. Others require surgery or long-term medical care.
Some of the most common types of injuries that accident victims may suffer after a car crash in Orlando include:
Whiplash happens when the head is quickly thrown forward and backward, often during a rear-end crash. This sudden movement can stretch or tear muscles in the neck. People with whiplash may feel pain, stiffness, or headaches that last for weeks.
Even if the injury seems small, whiplash can lead to long-term discomfort and the need for medical treatment.
A traumatic brain injury can occur if the head hits a hard surface during a crash or if the brain is shaken inside the skull. These injuries can range from mild concussions to more serious brain damage. TBIs often affect memory, mood, or physical movement.
Accident victims with head injuries should always seek medical care right away and may need help from medical experts or brain injury specialists.
In serious car accidents, the impact can damage the spine or spinal cord. This type of injury can cause intense pain, numbness, or even paralysis. Some people lose the ability to move certain body parts or need help walking. Spinal cord injuries often require surgery, physical therapy, and years of medical care to manage pain and improve movement.
Car accidents often cause broken arms, legs, ribs, or hips. These injuries can happen when a driver is hit from the side, thrown forward, or crushed by vehicle parts. Some fractures heal with a cast, while others need surgery and physical therapy.
The healing time can be long, and some people may never fully recover their strength or movement.
After a car accident, filing a claim may feel confusing or overwhelming, especially when dealing with medical bills and insurance companies. It’s important to understand each step in the legal process. This helps protect your rights and makes sure you take action within the time allowed under Florida law. Below are the key stages involved in a car accident claim.
The first step is usually filing a claim with your insurance company or the other driver's insurer. Florida is a no-fault state, so your own insurance, through Personal Injury Protection (PIP), pays for your initial medical care. If your injuries are serious or costs go beyond your coverage, you may be able to file against the other party.
Filing the right paperwork quickly helps avoid claim denials or payment delays.
Your personal injury lawyer will investigate what happened during the crash. This includes collecting accident reports, photos, witness statements, and medical records. In more complex cases, they may use accident reconstruction experts to show how the crash occurred. The goal is to prove fault and damages so you can recover what you’re owed under Florida law.
Many car accident claims are settled without going to court. Your lawyer will talk with the insurance company and push for a fair settlement. They will show evidence of your injuries, medical expenses, and how the accident affected your life.
The goal is to get full compensation without unnecessary delays, but only if the offer covers all your damages.
If the insurance company refuses to settle fairly, your case may go to court. Your lawyer will file a personal injury lawsuit and represent you during the trial. In court, they will present evidence, question witnesses, and argue your case to a jury.
Some cases go through several steps before trial, such as mediation or pre-trial conferences, which help both sides explore settlement one last time.
Finding out who is at fault in a car accident is one of the most important parts of any claim. It affects how much money you may receive and who is responsible for paying. Orlando car accident lawyers use facts, laws, and expert help to prove fault clearly.
To determine liability, your lawyer will review all the facts from the accident. This includes police reports, witness statements, photos, and traffic laws. They will look at how the crash happened and who failed to act with care. If one driver broke a traffic rule, such as running a red light, that person may be fully or mostly at fault.
Florida uses a rule called “comparative negligence.” This means that more than one person can be partly to blame for a crash. If you were 20% at fault, for example, your payment could be reduced by 20%. Your lawyer will work to lower your share of fault so you can recover as much money as possible under Florida statutes.
In some cases, more than one person or company may be responsible. For example, if a truck driver caused a crash, the trucking company might also be at fault for poor training or maintenance. Your attorney may also investigate other drivers, road conditions, or faulty vehicle parts. The goal is to find every person or group that played a role in the crash so that you can seek full compensation.
Filing a car accident claim in Orlando means following the right steps and paying close attention to deadlines. If you miss any important detail, you could lose the chance to get compensation.
Understanding how the process works and knowing what to expect from insurance adjusters will help you protect your rights and recover from your losses.
Insurance adjusters work for insurance companies. Their job is to review your claim, look at the evidence, and decide how much the insurer will pay. While they may seem helpful, their goal is to save the insurance company money.
That’s why it is smart to let your attorney speak with them on your behalf, especially when large medical expenses or long-term injuries are involved.
Sometimes insurance companies deny claims or offer low payouts. They might say you caused the accident, that your injuries aren’t serious, or that the treatment you got was not needed. If this happens, your lawyer can dispute the denial by sending more medical records, accident reports, or expert opinions. Many disputes can be resolved with strong evidence and skilled negotiation.
Under Florida law, you have two years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, the court will likely refuse to hear your case, no matter how serious your injuries are.
This time limit is called the statute of limitations, and it applies to most car accident cases in the state. An experienced personal injury attorney will help you act before the deadline passes.
1. What should I do after a car accident in Orlando?
Get medical help, call the police, and take pictures. Then contact a personal injury attorney before speaking to the insurance company.
2. What if the other driver doesn't have insurance?
You may still be covered under your uninsured motorist coverage. Your lawyer can help explore all options.
3. Do I need a lawyer for a car accident case?
Yes. A lawyer understands Florida laws, deals with insurance companies, and helps you get full compensation.
4. How much is my case worth?
It depends on your medical expenses, lost income, and pain. A personal injury lawyer will review your case and estimate its value.
5. Can I still get paid if I was partly at fault?
Yes. Florida's comparative fault law allows you to recover money, but your payment may be reduced.
Fiol and Morros Law Group fights to protect the rights of accident victims. Our team has handled all kinds of car accident cases, including pedestrian accidents, motorcycle accidents, and trucking accidents. We understand how to deal with insurance adjusters and how to prove your case with strong evidence and expert support.
Our lawyers will review your accident, explain your rights, and help you understand what to do next. We work hard to get you fair payment for medical costs, lost income, and pain. If your case goes to court, we’ll be by your side every step of the way.
Contact us today through our website’s contact form or call our office for a free consultation. Let our Orlando auto accident lawyers help you move forward with confidence.
